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IIC C131 Exam Syllabus Topics:

IIC Advanced Skills for the Insurance Broker and Agent Sample Questions:

1. What does pure risk entail?

A) Chance of loss without gain
B) Only gain
C) Chance of profit without loss
D) Either gain or loss

2. An employee of a self-storage facility is careless and causes a fire resulting in damages to the contents in three rental storage units. The renters of the units could seek reimbursement under which policy?

A) Rental insurance policy
B) Contingent business interruption policy
C) Commercial property floater policy
D) Warehouseman's legal liability policy

3. Insurance premiums on automobile fleet policies are based on which factor?

A) Original purchase price of all vehicles in the fleet
B) Mechanical condition of a vehicle from one particular fleet
C) Driving record of the individual drivers
D) Overall experience of all drivers

4. What type of property would be covered by mercantile stock burglary coverage under a crime insurance policy?

A) Securities
B) Furniture
C) Paper currency
D) Cheques

5. Sufi is a handywoman who regularly takes samples of her finished work to trade shows. Which coverage would Sufi's broker recommend for her samples?

A) Event liability coverage
B) Personal property coverage
C) Tool floater
D) Exhibition floater

Solutions: